Faq

One of the latest ways to ensure you have money when you need it is by utilizing a payday loan. Our company offers these short-term cash advances to our customers as a way to get them the money they need today, requesting it be repaid when the customer receives their next paycheck. To make these loans work for you, it is generally best to not to borrow more than you are able to repay. In many cases, we will deposit these payday loans into your account electronically, giving you access to the funds as early as the next business day.

These payday loans are also very easy to obtain so long as you have a valid checking account, direct deposit from your place of employment, a copy of your most recent bank statement and at minimum, $1500 deposited directly into the checking account provided. With this information readily available, we should be able to work with you in providing the payday loan you require. In addition, one you have completed the appropriate paperwork and provided the documentation listed above, we can usually have a response to you within the hour. Those applications submitted outside our normal business hours will be addressed and responded to the following business day.

Paying us back is quite simple as well. Per your agreement with our company, you automatically authorize us to pull those funds back from your account electronically when your next paycheck is directly deposited into your account. As a service to you, we will also contact you via phone or e-mail a couple of days prior to the withdrawal as a reminder. In the event you do not have enough being deposited to cover the amount due, it is important you let us know right away to work out an arrangement. This would also help avoid NSF fees as well. Should you need to carry over an amount due, we do charge additional fees for this service. This is why it is best to repay these loans as quickly as possible to avoid additional fees.

We post all of our fees upfront with our loans so you know exactly what to expect when repaying them without any hidden charges. We also do not perform credit checks for these loans, so even if you have poor credit or no credit, so long as you can supply us with the requested paperwork, we can usually work with you. Once you have established a good track record with us, getting future loans is quite simple as one of our members. Your credit is securely maintained by our company and kept strictly confidential, and you are always welcome to repay your loans early without penalty.